26 March 2019

RCI Bank and Services launches its savings activity in Brazil

In line with its refinancing diversification strategy, RCI Bank and Services is pursuing development of its savings activity - for the first time outside Europe - with the launch of bank certificates of deposit[1] (CDB) for individual customers in Brazil. It is the first finance company to do so in the Brazilian market. RCI Bank and Services now has a deposit collection activity in five markets: France, Germany, Austria, the United Kingdom, and Brazil.


"Certificado de depósito bancário": an attractive savings offer

Simple, effective, and secure, this new offer from Banco RCI Brasil [2] features the same advantages as the other savings products proposed by RCI Bank and Services elsewhere in the world. With a one-day CDI (interbank certificate of deposit rate) of 102%, the certificates of deposit proposed by Banco RCI Brasil are among the most competitive in the market. The minimum deposit is R$1,000, and the certificates are available at any time with no fees, notice period, or other restrictions.


The deposits collected will help finance car loans approved for customers and dealerships of the Alliance brands, and will be used to support their growth on the Brazilian market.


An enhanced customer experience with a 100% digital offer

An account can be opened with a simple and fully digital service in just ten minutes. After providing personal ID and professional information on the website www.bancorcibrasil.com.br or with the special CDB – Banco RCI [3] app, customers receive an email with a password enabling them to open their account. Once Banco RCI Brasil has validated their bank details, they can make deposits that will be transferred to their bank certificate of deposit. They can check their balance at any time and carry out transactions on their account directly with their app or on the website.


The launch of this 100% online savings offer reflects the commitment of RCI Bank and Services to provide all its customers with a simple and seamless customer journey thanks to digital technology.

"The first finance company to propose a 100% online deposit collection offer in the Brazilian market, RCI Bank and Services shows once again that it is an innovative bank ready to respond to its customers' needs. The launch of our savings business in Brazil is part of our refinancing diversification strategy aimed at supporting the Alliance brands' growth," comments Bruno Kintzinger, Chief Executive Officer of RCI Bank and Services.



[1] Certificado de depósito bancário : a personal savings product offered by a financial institution to refinance its activities.

[2] RCI Bank and Services subsidiary in Brazil.

[3] Available for Apple and Android devices.



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RCI Bank and Services

Amandine Monteil

+33(0) 6 87 71 80 63




Agence CLE

+33(0)1 84 16 06 22




About RCI Banque S.A. :

Created and wholly owned by Groupe Renault, RCI Banque S.A. is a French bank specializing in automotive financing and services for the customers and dealership networks of Groupe Renault (Renault, Dacia, Alpine, Renault Samsung Motors and Lada) worldwide, the Nissan Group (Nissan, Infiniti and Datsun) mainly in Europe, Brazil, Argentina and South Korea and through joint ventures in Russia and India, and Mitsubishi Motors in the Netherlands.

RCI Bank and Services has been the new commercial identity of RCI Banque S.A. since February 2016.

With over 3,500 employees in 36 countries, RCI Bank and Services financed over 1.8 million contracts (for new and used vehicles) in 2018 and sold more than 4.8 million services.

At end-December 2018, average performing assets stood at €44.4 billion of financing and pre-tax income at €1,215 million.

RCI Bank and Services has rolled out a deposits collection business in four countries since 2012. At end-December 2018, net collected deposits totaled €15.9 billion, or 34% of the company's assets.


Find out more about RCI Bank and Services: www.rcibs.com


Follow us on Twitter: @RCIBS

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